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There a number of ways to submit a credit application. However, we believe in getting to know our clients so we can help them meet their financial goals. Therefore, we would prefer to meet with you to discuss your mortgage and your personal situation. And, often it is easier for you to see and discuss the numerous mortgage options in person. Yet, if you prefer, we can take an application over the phone, by fax, or you can Apply right now on-line by clicking on the Apply Now button next to one of our brokers below.

Margaret Shinners

Margaret Shinners

  • 902-820-3303 or 1-877-996-6677
  • 902-820-3304
  • Halifax, Bedford & Hammonds Plains
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I started my career in 1988 as a mortgage broker's assistant with a very successful mortgage broker company. 

Once all of our four children were attending school, I began helping my husband in the mortgage business.  We started working together 12 years ago and 7 years ago we launched Mortgage Managers.

In addition to being a mortgage broker, , I also work with a Rent To Own investor as a "debt specialist" for his clients. At the moment, I am working with 15 clients to improve thier credit situation so that they will be able to get a mortgage at the end of the Rent to Own term.  I have recently successfully helped 2 families make the transition from Rent to Own program to owing their home. 

I believe that each client should be treated with respect, no matter their situation or how big or small their mortgage is.

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James Shinners

James Shinners

  • 902-820-3303 or 1-877-996-6677
  • 902-820-3304
  • Halifax, Bedford & Hammonds Plains
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I have been in the mortgage and finance industry for nearly 20 years, both in Canada and in the USA, working as both a lender and a broker. I also teach the Mortgage Broker ABCs course for new brokers.

We have a wide range of mortgage programs, mortgage investments, and mortgage insurance programs.

We invite you to check out some of our client testimonials by clicking on Google. Or, you can find us on Facebook.

If you have any questions or comments, please send me an e-mail or give me a call.

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